Money explained, plainly.
Worked examples, rate-change explainers, and traps the brochures don't mention. Every article links to the calculator that runs the numbers.
Your tax return is due 2 November if you lodge it yourself
Self-lodgers have until Monday 2 November 2026, because 31 October is a Saturday. A tax agent has to be engaged by 31 October. Here is the checklist, and what a late return can cost.
Pensioners got $36.80 more. Then Centrelink's deeming took some back.
Deeming rates rose to 1.75% and 3.75% on 20 September 2026. See what your savings now count for under the income test, and what that did to your Age Pension.
Q1 BAS is due 28 October — super is on a different clock
The July–September BAS is due Wednesday 28 October 2026 for self-lodgers, or 25 November via a BAS agent. Quarterly super is not due that day — Payday Super has applied since 1 July.
A 0.25% move on Melbourne Cup day, in dollars
The RBA announces the cash rate at 2.30pm on Tuesday 3 November 2026. No prediction — three scenarios for what a 0.25 percentage point move does to repayments, using our mortgage calculator.
Brackets, Medicare levy and what actually lands in your account
Australia's tax calculator for 2026–27. Enter your income and see income tax, the 2% Medicare levy and take-home pay — with worked examples at $80,000 and $100,000.
How much income protection do you actually need?
Work out how much income protection you need in Australia — the 70% cap, waiting and benefit periods, an indicative premium, and the monthly gap a calculator will show.
Free Australian financial calculators — tax, stamp duty, mortgage and super
91 free Australian financial calculators built independently in Sydney. No sign-up, no upsell, no sponsored results — just honest numbers for stamp duty, tax, mortgage, HECS, super and more.
How much tax are you drinking?
Spirits pay about 20 times the tax cask wine pays on the same alcohol. Work out the excise, wine tax and GST in your drink — rates effective 3 August 2026, every working shown.
Wages through the Ages — 75 years of prices in hours of work
A Sydney house cost 4.6 years of the average wage in 1970 and 14.3 on the ABS's last official reading. Beer, bread, milk, petrol and houses since 1950 — priced in work-minutes, every cell sourced.
Q4 BAS is due 28 July — set aside the right amount this week
The April–June BAS was due 28 July 2026. The arithmetic is the same for the July–September quarter, which is due 28 October — and super is no longer on that quarterly date.
The typical Australian family no longer has kids at home
57.8% of Australian couple families have no dependent children at home (ABS, June 2025). The "mum, dad and the kids" default is now the minority — here's what the new typical means for your money.
What changed on 1 July — your FY 2026–27 money checklist
The new financial year switched on the 15% tax bracket, the marginal HECS repayment system and Division 296. What actually changed in your pay, your debt and your super — and what to do about it this month.
Federal Budget 2026 — what it means for your money.
Every measure that affects your household finances — the 15% income tax cut, the 20% HELP debt wipe, Division 296, energy relief, housing, plus six worked household examples — explained in plain English.
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